Changes to the Workers' Compensation Act
Benefit CutsThe
Workers' Compensation Board (WCB) can establish an earnings cap above
which the WCB would not pay
benefits. It can decide the level of compensation (now and historically
90 per cent of earnings), and the amount of the cost of living
allowance (COLA),
if any. COLA is now set at the Alberta inflation rate. The government's
fact sheet
estimates these changes will reduce payments to workers by about $112
million a year plus plus depriving workers of about $240 millions
through COLA reductions. The WCB Board of Governors (BoG), which
is said to
represent workers, employers and the public, is responsible for setting
the COLA and level of compensation. The UCP is confident
that the BoG will make whatever changes the government dictates. The
UCP makes no bones about the fact that it is dictating what supposedly
"independent"
boards and authorities can do.
Reduction of COLA will be most harmful to workers with permanent
disabilities, who will be left with declining incomes and increasing
poverty.
Obligation to Reinstate Workers
The Act no longer requires employers to reinstate workers who
are ready to return to work. Workers not reinstated must file a
complaint with the Alberta Human Rights Commission that the employer
has violated the duty to accommodate, a process which can take years.
Continuation of Health Benefits
Employers are no longer required to continue health, dental and
other benefits to workers on WCB. Benefits are part of a worker's
earnings, and this violates the basic principle of WCB. WCB only covers
the cost of health benefits related to the injury, and only for the
injured worker but not their family, who will be left without health
benefits.
Presumptive Coverage for Psychological Injuries
Bill 47 eliminates presumptive coverage for psychological injuries for almost
all workers with the exception of first responders, defined as firefighters,
paramedics, peace officers, police officers, correctional officers and
emergency dispatchers. Not even emergency room nurses and workers in
long-term care and COVID-19 wards will be covered.
Workers other than those designated as first responders would have to
prove that their psychological condition was related to their job.
Since the UCP appointed a new BoG to the WCB, a traumatic
experience at work has been narrowly defined as: "Specific, sudden,
frightening or shocking; and/or an actual or threatened death or
serious injury to oneself or other, or threat to one's physical being."
The UCP estimates that withdrawing presumptive coverage will reduce
claims
by $70 million a year.
Ability to Reduce or Suspend Compensation
The Act introduces a "duty to cooperate" for workers.
Compensation can be suspended or reduced if workers fail to cooperate
and or be available for vocational or rehabilitation programs.
Cooperation and availability are not defined. Workers can also be cut
off if they are fired for "egregious conduct" which is also not
defined. One
can only imagine the arbitrary power this gives both the WCB and
employers to deprive workers of what is theirs by right.
Abolishing the Fair Practices Office and Changes to Appeals
The Fair Practices Office is abolished and the WCB will now review
its own practices for fairness, putting the fox in charge of the
henhouse. Workers are left on their own to figure out how to navigate
the WCB system and get their claim accepted. The minimal assistance
provided to workers for appeals now reverts to the Appeals
Commission. Workers will now have one year to file an appeal, not two.
Benefit of the Doubt
The Act will no longer state that if a difference in medical
opinion exists and the evidence is approximately equal, the decision
will be resolved in favour of the worker.
Limiting Participation and Reviews
The Occupational Disease and Injury Advisory Committee has been
eliminated. This committee included medical experts, and at least one
member nominated by a worker(s) organization. Its purpose is to update
medical knowledge of workplace diseases, include new medical knowledge,
in legislation. Legislative reviews of WCB legislation
are now required only every 10 years.
"Surplus" Funds
The UCP also appears to be instructing the WCB to review the
funding policies around the "surplus" funds in the Accident fund,
likely intended to mandate return of "surpluses" to employers. The WCB
Review Panel recommended ending the practice of distributing "surplus"
money from the Accident Fund to employers, and was
incorporated in the Act in 2018.
This article was published in
Number 81 - December 1, 2020
Article Link:
Changes to the Workers' Compensation Act
Website: www.cpcml.ca
Email: editor@cpcml.ca
|